Banner with title Learning Track - Loans


IIMPORTANT! We will be removing these Learning Tracks on June 27 and replacing them with the 2025–26 award year versions on June 30. 

If you are in the middle of any of the Learning Tracks in this category, please finish your work by June 27 at 11:59pm ET.  After this time, you will not have access to the training course.


If you have any questions about this, please send an email to helpdesk.fsatraining@ed.gov.


This learning track explores the concepts and formula calculations when awarding Direct Loans in a program of study that is offered in credit hours in standard terms, or in nonstandard terms that are substantially equal and all terms are at least 9 weeks in length (SE9W). These programs are eligible to use either a standard academic year (SAY) or a borrower-based academic year (BBAY1) to monitor annual loan limit and construct the loan period. The track contains two courses and should take around 45 minutes to complete.

This learning track explores the concepts and formula calculations when awarding Direct Loans in a program of study that is offered in clock hours, nonterm credit hours, or in nonstandard terms than are not substantially equal (NSE). These programs must use a borrower-based academic year (BBAY3) to monitor annual loan limit and construct the loan period. The track contains two courses and should take around 45 minutes to complete.

This learning track reviews the requirements for both Direct Loan entrance and exit counseling. The track contains two courses and should take around 20 minutes to complete.

This learning track first reviews the history of the Federal Perkins Loan program then focuses on how to manage your loan portfolio including collections, assigning loans to the Department, and ending participation in the program.  The track contains one course and should take around 20 minutes to complete.